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China Revised Foreign Exchange Regulations to Ease Foreign Exchange Reserve, Prevent Inflow of Hot Money and Encourage Outbound Investment
October 20, 2008


China Revised Foreign Exchange Regulations to Loosen Foreign Exchange Control, Prevent Inflow of Hot Money and Encourage Outbound Investment

By Bill H. Zhang

 

Background

 

China promulgated its first Regulations on the Administration of Foreign Exchange (“Original Regulations”) in 1996 which was amended in 1997. When the Original Regulations were promulgated, China was dedicating to reserve foreign exchanges and prevent outflow of foreign exchange income so as to promote its economic development and absorb foreign investment. With the rapid development of Chinese economy in the last decade and the recent change of international financial markets, China’s financial situation has undergone dramatic changes, for instance, China’s foreign exchange situation has shifted from lack of foreign exchange to surplus of reserve. According to Reuters, China’s foreign exchange reserves has reached to $ 1,800 billion in this May, the largest reserve in the world. Meanwhile, huge amount of “hot money” has entered into China in the name of current account items or capital account items under the Original Regulations. While, on the other hand, more and more Chinese enterprises desire to make outbound investments and need more freedom to save and freely deal with their foreign exchange incomes. Obviously, the Original Regulations does not accord with China’s current financial situations. The common international practice is to timely adjust its financial laws according to the actual financial situations, with no exception to China.

 

In order to ease foreign cash reserve pressure, prevent inflow of speculative “hot money” to China as well as promote outbound investments by Chinese enterprises, the State Council revised the Original Regulations and promulgated the new Regulations of the People’s Republic of China on the Administration of Foreign Exchange (“Regulations”) on August 5, 2008, effective on the same day. Compared with the Original Regulations, the Regulations undergo many dramatic changes. In addition, Chinese government takes a complete new attitude towards foreign exchange control. This article will address the changes made to the Original Regulations, Chinese government’s new administration system on foreign exchange control and analyze the impact on foreign investment in China.

 

Repatriation And Settlement of Foreign Exchange Incomes Not Required

 

The Original Regulations provided that the current account and capital account incomes of foreign exchange of domestic enterprises shall be repatriated to China and can not be deposited abroad.[1] To some extent, this has resulted in surplus of reserve of foreign exchange. In addition, the Original Regulations further established a mandatory settlement system for current account incomes of foreign exchange, which means the domestic enterprises must sell them to the designated banks or deposited into the foreign exchange bank accounts with designated banks.[2] In other words, the domestic enterprises can not retain their current account incomes of foreign exchange. As analyzed above, the mandatory repatriation and settlement system aimed to reserve foreign exchange income and control outflow of foreign exchange.

 

However, after reserving abundant foreign exchanges, Chinese government has taken a complete different attitude towards foreign exchange control, a 360 degree converse. Now Chinese government gives domestic enterprises and individuals more options on disposing of their foreign exchange incomes, allowing them to deposit their foreign exchange incomes aboard or repatriate to China on their sole discretion.[3] Moreover, domestic enterprises and individuals may retain their current account incomes of foreign exchange or sell them to the designated banks.[4] To reflect this change, domestic enterprises may use their self-retained foreign exchange or buy foreign cashes from the designated banks to pay their current account expenditures of foreign exchanges. It is notable that Chinese government, on the one hand, has loosened the control on the current account incomes of foreign exchange, allowing domestic enterprises to retain them freely, however, on the other hand, it also tightened the control on capital account incomes of foreign exchange. Though domestic enterprise may retain their capital account incomes of foreign exchange, however, this will subject to approval by the foreign exchange administration (“SAFE”).

 

Genuine Transactions Required To Prevent Inflow of “Hot Money”

 

“Hot money” is the speculative funds which can cause price inflation and further destabilize financial markets when withdrawn en masse. Recently, international “hot money” is trying to enter into China under the pretexts of current account items, capital account items or through illegal private banks. In order to prevent inflow of “hot money” and stabilize Chinese economy, the Regulations provides that the incomes and expenditures of current account of foreign exchange must be based on genuine and lawful transactions, the designated banks dealing with settlement and sale of foreign exchange shall conduct reasonable examination to the authenticity of the transaction documents and consistency of the income and expenditures of foreign exchange. The foreign exchange administrative authorities may also supervise and examine the aforesaid authenticity and consistency.[5]

 

Furthermore, the Chinese government has strengthened the supervision and administration on the inflow of capital. Under the Regulations, the domestic enterprises must use the capital account incomes of foreign exchange and the settlement capital thereof in strict accordance with the use approved by the competent authorities and SAFE, which may supervise and examine the use thereof.[6] In addition, the Chinese government has also strengthened punishment to the illegal inflow, settlement of foreign exchange and usage thereof in violation of the approved use. Obviously, the genuine transaction requirement and all these supervision and administration are to stabilize Chinese financial markets and prevent inflow of international “hot money”.

 

Encourage Outbound And Inbound Investment by Simplifying Safe Registration Procedures

 

Under the Original Regulations, in the event of outbound investment by a domestic enterprise, the source of its foreign exchange funds shall be examined by SAFE before it applies with the examination and approval authority.[7] After getting approval, can the domestic enterprise remit their investment capital abroad. In other words, SAFE examination on the source of foreign exchange funds and approval is a precondition for obtaining approval for outbound investment by the competent examination and approval authorities. Obviously, this restriction is to control outbound investment by Chinese enterprises.

 

With the rapid development of the Chinese economy, the Chinese government has adopted an opposite attitude towards outbound and inbound investment. Under the Regulation, the SAFE registration procedures for Chinese enterprises or individuals to make outbound investment are greatly simplified. The source of foreign exchange funds of Chinese enterprises or individuals will not be examined by SAFE any longer when making outbound investment. They are only required to make SAFE registration for their outbound investment, which is quite easy and different from SAFE examination and approval. In addition to outbound investment, Chinese domestic enterprises and individuals may issue and trade securities and derivable products overseas with the only pre-condition that they go through SAFE registration.

 

In practice, when making direct investment in China, foreign investors will have to go through foreign exchange registration with SAFE which will issue a foreign exchange registration certificate. Now, the Regulations have put this practice into the law. In addition, under the Regulations, foreign enterprises and individuals may also issue and trade securities and derivable products within China on pre-condition that they go through SAFE registration and comply with the relevant regulations on market entry. From the simplified SAFE registration procedures, we can see China is encouraging outbound and inbound investment.

 

Strengthen Supervision And Administration on Flow of Foreign Exchange Capital

 

The Regulations mandates SAFE to supervise, make statistics and periodically publish international payment. Under the Regulations, the designated banks dealing with foreign exchange business will open foreign exchange account and handle foreign exchange business for their clients, but will also have to report their clients’ incomes and expenditures of foreign exchange and the change of the foreign exchange account to SAFE, and further report any violations by their clients to SAFE immediately upon discovery. In addition, the domestic enterprises having foreign exchange operation activities will have to report their financial statements and statistic reports too. The Regulations have further requested SAFE and other relevant authorities under the State Council to establish an information exchange and report system on foreign exchange. Obviously, this will enable SAFE to fully supervise the flow of foreign exchange capital, particularly the cross-board flow of foreign exchange capital.

 

Apart from the above measures, the Regulations have newly added a special chapter on supervision and administration by SAFE on foreign exchange. Under the Regulations, SAFE is empowered certain enforcement rights and to take various measures to raid foreign exchange violations, such as on-site examining, inquiring, checking and copying transaction documents and financial statements of the concerned parties, applying with the court to freeze and seal up relevant evidence, etc. This reflects China’s attitude that it will not loosen control on foreign exchange and maintain stability of China’s financial markets.

 

Conclusion

 

Ten years ago, in order to promote its economic development, China aimed to reserve foreign exchange and established a mandatory repatriation and settlement system for incomes of foreign exchange of domestic enterprises. However, after more than ten years of rapid economic development, China’s reserve of foreign exchange is surplus, becoming the largest reserve in the world. Obviously, the Original Regulations lag behind China’s current financial situation. So China revised the Original Regulations and replaced it with the new Regulations. Compared with the Original Regulations, the Regulations are more rational and accord with the China’s current financial situations. The Regulations reflects the Chinese government’s new attitude towards and flexible administration on foreign exchange control. On the one hand, the Regulations have loosened the control on foreign exchange, while, on the other hand, it has also tightened the control on foreign exchange depending on different situations.

 

In terms of loosening control on foreign exchange, the Chinese government allows domestic enterprises to save their current account incomes of foreign exchange overseas or repatriate to China, settle with the designated banks dealing with foreign exchange business or retain by themselves depending on their sole discretion, while, in the past, they had to repatriate to China and settle with the designated banks. In addition, the Chinese government also simplified the SAFE registration formalities for inbound and outbound investment, particularly; the source of foreign exchange funds is not subject to examination by SAFE in the event of outbound investment. The Chinese government has further allowed Chinese domestic enterprises and individuals to issue and trade securities and derivable products overseas and permitted foreign enterprises and individuals do the same in China with the same pre-condition that they have gone through SAFE registration.

 

In terms of tightening control on foreign exchange, the Chinese government requests that the incomes and expenditures of the current account of foreign exchange shall be based on genuine and lawful transactions, while, the use of capital account incomes of foreign exchange and the settlement capital thereof must be in strict accordance with the approved use. Though domestic enterprises may retain their capital account incomes of foreign exchanges, not settling them with the designated banks, however, this will subject to approval by SAFE. In addition, Chinese government has strengthen the supervision and administration on cross-board flow of foreign exchange capital, such as requesting the designated banks dealing with foreign exchange business to report their clients’ income and expenditures of foreign exchange to SAFE, while domestic enterprises having foreign exchange operation activities will have to report their financial statements and statistic reports. Furthermore, the Regulations have added a special chapter on supervision and administration on foreign exchange by SAFE, empowering SAFE various enforcement measures to raid foreign exchange violations. Obviously, all those tightened measures aim to prevent inflow of international “hot money” into China and stabilize China’s financial markets.

 

About The Author

 

Bill H. Zhang is the managing partner of China Sunbow & Associates with rich experience in cross-board transactions involving China with more focus on corporate and commercial matters, such as mergers and acquisitions, direct investment in China, joint venture, intellectual property, technology license and transfer, international trade, corporate governance and compliance, restructuring and reorganization, labor and employment, and dispute resolutions. He has represented many multi-national companies to merge and acquire Chinese enterprises, make investment, register and enforce various trademarks, patents and copyrights, resolve commercial disputes in China. He has also counseled many foreign invested enterprises on their daily operations in China.

 

For more information about this article and the author, please contact:

 

Bill H. Zhang

T: +8621 5081 5229

F: +8621 5081 5239

E: bill.zhang@chinasunbow.com

 

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[1] Articles 9 and 19 of the Original Regulations

[2] Articles 10 and 20 of the Original Regulations

[3] Article 9 of the Regulations

[4] Article 13 of the Regulations

[5] Article 12 of the Regulations

[6] Article 23 of the Regulations

[7] Article 21 of the Original Regulations